When individuals file for Chapter 13 bankruptcy protection, they often are required to repay a number of their debts. The length of time for repaying these debts is usually capped at 60 months.

If individuals need more time to pay, they typically have a number of options. One, they could try to negotiate with their creditors and formulate a new payment plan. If they cannot come up with a new plan, these debtors may be forced to file for Chapter 7.

If you or anyone you know is considering filing for Chapter 13, contact the New Orleans Chapter 13 bankruptcy attorneys of New Orleans bankruptcy attorneys of the Law Office of David D. Kervin, Jr., LLC, at 504-599-5906.