Chapter 13 Filing Requirements
Filing for bankruptcy can be a complex process because there are many steps involved in creating a successful application. While none of these steps is difficult in itself, the combination of legal forms, financial information, and other documents can make it an arduous process. If you are considering filing for bankruptcy, you should consider contacting an experienced bankruptcy attorney to help ensure that you are choosing the best option for your situation. In addition, a bankruptcy lawyer can help you organize the necessary documents so that you complete your application successfully and in a timely manner.
To learn more about the benefits of Chapter 13 bankruptcy, contact the New Orleans bankruptcy attorneys of Kervin & Young, LLC today at 504-599-5906.
Documents Required When You File Chapter 13
When you first apply for Chapter 13 bankruptcy, there are several materials that you will have to submit to the U.S. Bankruptcy Court. The documents and fees that you must include at this time are:
- Bankruptcy filing fees
- Voluntary Petition to officially declare bankruptcy (Official Form 1)
- Mailing Matrix: A list of all creditors to whom you owe debts
- Statement of Social Security Number (Official Form 21)
- Proof of credit counseling
Chapter 13 Documents Required Within 14 Days of Filing
Once the essential documents above have been submitted, there is another set of forms that must be turned in within 14 days of the original application date. If these forms are late or not filled out properly, your application to file for bankruptcy may be deemed incomplete and denied. The documents required within 14 days include:
- Schedules detailing debts and creditors
- Notice to debtor of credit counseling and bankruptcy options (Official Form B201)
- Statement of Financial Affairs (Official Form 7)
- Statement of Current Monthly Income (Official Form 22C)
- Chapter 13 Repayment Plan, including length of plan and method of payment to creditors
Clearly there are many forms that must be filled out meticulously to file a complete application for Chapter 13 bankruptcy. A bankruptcy attorney has experience with helping clients file and can guide you through the filing process to make it go as smoothly as possible.
Contact Us
To learn more about the filing process for Chapter 13 bankruptcy and how an experienced bankruptcy lawyer can provide you with sound legal counsel, contact the New Orleans bankruptcy attorneys of Kervin & Young, LLC today at 504-599-5906.