Defending Your Home from Foreclosure

When the threat of foreclosure is looming over your home, the situation can seem hopeless. What many homeowners don’t know is that there are many ways that you can fight to save your home. As soon as you fall behind on your mortgage or receive a threat of foreclosure, consider contacting a lawyer immediately.

The New Orleans foreclosure defense attorneys of Kervin & Young, LLC will protect your rights under the law and can help you decide which action would be most beneficial for your financial situation. To learn more, contact us today at 504-599-5906.

Saving Your Home

The first and most important step for you to take when you are served a foreclosure complaint is to respond. In the state of Florida, homeowners being sued for foreclosure have only 20 days to respond. After the 20-day period passes, you will not be permitted to provide a defense and will most likely lose your home. For the best defense, respond to the notice immediately and contact a foreclosure defense lawyer at once. This will maximize the time that you have to organize your case and prepare a defense to keep your home.

Once you have responded to the foreclosure complaint, your chances of being able to keep your home increase. Your lawyer will advise you on what the best course of action is for you to take. Depending on your situation, it may be best to file for bankruptcy so that an automatic stay is placed on the foreclosure. This means that your home cannot be foreclosed upon while the bankruptcy is pending. Alternatively, it may be best to try for loan modification with your bank or put your home up for short sale to avoid a strike on your credit report.

Contact Us

An experienced foreclosure defense attorney will review all details of your foreclosure situation and help you decide which action is best for you and your family. To learn more about defending your home from foreclosure, please contact the New Orleans foreclosure defense lawyers of Kervin & Young, LLC today at 504-599-5906.